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Volume 18, Issue 2

Forum Preventive Servicing is Good for Business and Affordable Homeownership Policy Michael A. Stegman, Roberto G. Quercia, Janneke Ratcliffe, Lei Ding, and Walter R. Davis View Summary Download Article Comment Kurt Eggert View Summary Download Article Comment Richard K. Green View Summary Download Article Articles The Impact of Predatory Loan Terms on Subprime Foreclosures: The Special Case of Prepayment Penalties and Balloon Payments Roberto G. Quercia, Michael A. Stegman, and Walter R. Davis View Summary Download Article Do State Predatory Lending Laws Work? A Panel Analysis of Market Reforms Wei Li and Keith S. Ernst View Summary Download Article The Impact of Regional Government Structure on the Concentration and Supply of Affordable Housing Andrew Aurand View Summary Download Article Racial/Ethnic Differences in Housing Outcomes for First-Time, Low-Income Home Buyers: Findings from a National Homeownership Education Program Shannon Van Zandt View Summary Download Article